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Why Choose Alt Doc Lite Loan?

Alt Doc Lite is an ideal choice for self-employed borrowers who want to avoid full-doc paperwork but still enjoy flexible, competitive lending. Designed for ease, it uses only 1 year of financials and provides access to large loan sizes and debt consolidation.

This product includes Interest Only availability for Owner Occupied loans, unlimited cash-out, and a 100% offset facility. All without needing an exception or facing loading penalties.

Product Highlights

One-year accountant-prepared financials (NOA & ITR not required)
Unlimited cash-out with stated purpose only no evidence required
No accountant or employment checks
100% offset, no loading
Interest-only available for owner-occupied loans
Unlimited debt consolidation
Accept security < 50 sqm
Why Choose Alt Doc loans?

Alt Doc loans are tailored for self-employed Australians who may not meet traditional lending criteria but still deserve access to smart, competitive home loan solutions. They are designed for borrowers seeking high loan amounts, quick approvals, and reduced paperwork, making the lending process faster and more flexible.

Product Highlights

Self-declaration plus either an accountant's letter or six months' BAS
No accountant or employment checks
Unlimited cash‑out with stated purpose only no evidence required
No fund control
100% offset, no loading
Interest-only available for owner-occupied loans
Unlimited debt consolidation
Accept security < 50 sqm

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