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Expat Full Doc Loan

A comprehensive loan solution for Australian citizens overseas, offering stability, flexibility, and premium features.

Key Features

Interest-only option with no rate loading
Offshore income accepted for servicing
Unlimited debt consolidation allowed
No risk fees applicable
100% offset account available

Key Features

Temporary residents & offshore income accepted
No overseas credit report required
Eligible applicants from 30+ countries
Income verified via 2 recent payslips for PAYG borrowers and most recent financials for self-employed borrowers
Unlimited cash-out (no evidence needed for amounts < $500K)
100% offset account available

Expat Lite Loan

A simplified low-doc loan for expats (citizens and PRs) seeking a fast, flexible path to property finance.

Non-Resident
Home Loan

A tailored home loan for overseas buyers seeking to invest in Australian property with flexible terms and global eligibility.

Key Features

100% offset account available.
Cash Out: Available
No Early Repayment Penalties
RBA Tracker Rate: Stay in control with a variable rate linked to the Reserve Bank of Australia’s (RBA) official cash rate, plus a fixed margin. Transparent. Predictable. Fair
Acceptable Countries: Over 40 including China, India, USA, UK, UAE, Singapore & EU nations

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