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Full Doc Loan

XIN Financial Full Doc Loan

A full documentation loan offering flexible features and generous cash-out options, ideal for both PAYG and self-employed borrowers.

Interest Rate From

5.99%p.a.

Variable rate

6.02%p.a.

Comparison rate

*Interest Rate and Loan Amounts based on LVR.

*The comparison rate is based on a secured loan of $150,000 and a term of 25 years. WARNING: This comparison rate is only true for the example given and may not include all fees and charges. Different loan amounts, terms, or fees may result in a different comparison rate.

*Disclaimer: The information provided herein represents a consolidated summary from all funders and is not intended to detail any single product offering. For specific product information, please consult our BDM or the Credit team.

Let’s do this

Why Choose Full Doc Loan?

Whether you're a PAYG employee or self-employed, our Full Doc loan provides a premium solution for borrowers with complete financial documentation. This product is perfect for clients looking for competitive rates, flexible loan features, and a smooth application process backed by strong financials.
With generous loan limits and excellent servicing flexibility, borrowers can enjoy unlimited cash-out and interest-only options without extra loading.